Business Insurance

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Business Insurance

Feeling unclear about business insurance?

Studies show that over 50% of business owners are uncertain about the right insurance coverage for their company.

Don’t let confusion keep you in the dark!

We’ll help you find the best solutions to mitigate risks and protect your business operations and financial stability.

Contact us, we are business owners too! 

We’ll take the time to answer your questions and find the right protection for your business.

No fees, no commitment.

From our 40+ insurance carriers

Commercial Auto

Commercial auto insurance incorporates various layers of protection to cover your business needs.
What If:
> Your employees use their vehicles, and get injured on the job?
> You offer a company vehicle to your associate – can their kids drive it?
> You consign and sell vehicles from others? Who’s responsibility?
All these scenarios can be properly covered, to protect your specific needs!
  • Collision
  • Theft
  • Glass breakage
  • Hail
  • Falling objects
  • Non-insured 3rd party
  • Under-insured 3rd party
  • Private passenger
  • Bodily Injury Liability
  • Property damage
  • Garage coverage
  • Trucker coverage
  • Motor Carrier
  • Medical Payment

Workers’ Compensation (WC)

Workers’ Compensation Insurance protects your business and employees for work-related injuries and illnesses.
It covers medical expenses, and a portion of lost wages for injured employees, while reducing your exposure, as an employer, to costly lawsuits.
  • Medical treatment (work-related)
  • Partial wage replacement
  • Disability benefits
  • Physical therapy
  • Return-to-work support
  • Death benefits
  • Occupational disease
  • Legal Defense Costs

Professional Liability (E&O)

Professional Liability Insurance (aka E&O – Errors & Omissions) protects businesses against claims for mistakes, negligence, or failures in the professional services they provide.
This coverage is essential for service-based businesses and professionals whose work depends on expertise, advice, or judgment.
It covers legal defense costs and potential settlements or judgments arising from those claims.
  • Alleged E&O
  • Negligence claims
  • Legal/Defence cost
  • Misrepresentation
  • Settlements and judgements
  • Inaccurate advice

General Liability (GL)

Safeguarding your buildings, equipment, and employees is essential. However, equally important to cover — but often overlooked — is the risk of harm to others and their businesses.
Protecting your business against such liabilities can save you from major financial consequences.
  • Bodily Injury Liability
  • Property Damage Liability
  • Personal & Advertising Injury
  • Medical Payments
  • Completed Products
  • Contractual Liability
  • Legal Defense Costs
  • Damages for Claims Made
  • Extended Coverages

Business Owner’s Policy (BOP)

A Business Owners Policy (BOP) integrates both business property and liability coverage into a single, convenient package.
You can select from many additional options to cover risks within your specific industry and ensure they match your needs.
  • Building
  • Property damages
  • Equipment breakdown
  • Bodily Injury Liability
  • Personal Advertising injury
  • Electronic Data
  • Employee dishonesty
  • Outdoor signage
  • Business income
  • And More

Commercial Package Policies (CPP)

CPP offers flexibility in coverages.
It typically combine general liability, property, and business interruption into a single policy.
CPP simplifies management and often reduces costs vs. separate policies.
Let’s determine what coverages best fit your business!
  • General Liability
  • Property
  • Business Interruption
  • Commercial Auto
  • Workers’ Compensation
  • Professional Liability
  • Equipment Breakdown
  • Cyber Liability
  • Employee Benefits Liability
  • Umbrella Policy

No fees, no commitment.

From our 40+ insurance carriers