Personal Insurance

You deserve transparency

Personal Insurance

Many people choose insurance coverage without giving much thought to the specifics.
However, your needs are unique, and your insurance coverages should be too.

We’re here to offer local professional advice and expert guidance, ensuring you receive the right protection tailored to your unique situation.

No fees, no commitment.

From our 40+ insurance carriers

Home Insurance

Every home and lifestyle is different, and it deserves the right coverage based on your needs.
Does your policy consider your very own situation?
Chances are, it doesn’t.
  • Flood
  • Water Back-Up
  • Personal Content
  • Outdoors Living
  • Swimming Pool
  • Fences
  • 3rd Party Liability
  • Wine Collection
  • Jewelry, Fine Arts, …
  • Collectible Cars
  • Additional Living Expense
  • Secondary Home

Auto Insurance

Your car is your most valuable “accessory”.
While driving, or even parked, you are facing multiple risks: accidents, non-insured 3rd parties, hail, hit-and-runs, theft, …
Are you sure you have sufficient coverage?
  • Collision
  • Theft
  • Glass breakage
  • Hail
  • Falling objects
  • Non-insured 3rd party
  • Under-insured 3rd party
  • Bodily Injury Liability
  • Rental coverage
  • Gap insurance
  • Medical payments
  • Collectible cars

Luxury, High-Value Properties

Luxury, high-value properties ($3M–$20M) require a different level of attention when it comes to insurance.

To properly protect your assets, specialized insurance carriers should be the standard – helping ensure your property can be restored to the same level of quality, craftsmanship, and detail.

High-end finishes. Custom millwork. Imported stone. Wine cellars. Indoor basketball courts. Boathouses… These features deserve proper coverage and specialized claims expertise when something goes wrong – not a mass-market approach.

  • Exceptional Claims Service
  • Dwelling Guaranteed Replacement Cost
  • Cash Settlement Option
  • Open Perils Coverage on Contents
  • Loss of Use with No Stated Dollar Limit
  • Employment Practices Liability
  • Risk Consulting/Prevention Services
  • Identity Theft/Fraud Management
  • Cyber Protection (Extortion, Hacking, …
  • And much More!

Sports, Recreation and Leisure Insurance

Watercraft enthusiast? Offroad addict? Biker? No matter what leisure you have, make sure your equipment is properly covered. Coverage for seasonal activities can be overlooked, but they should be considered seriously.

These coverages can protect you and others. And they are usually more affordable than you may think!

Get covered…so that you can enjoy it fully!
  • Boat/Yacht hull
  • Fishing Gears
  • Seadoo/Jetski
  • Inflatable toys
  • Motorcycle
  • Camping Gears
  • Trailers
  • Permanent Accessories
  • Permanent Accessories
  • Collision
  • Theft
  • Towing
  • Liability
  • Medical Payment

Renter Insurance

Your landlord’s insurance only protects the building itself.
A kitchen fire, or planters falling on somebody…can happen and quickly become a burden.
Renter’s insurance covers your personal properties and protect yourself against 3rd party liabilities.
  • Fire
  • Water Back-Up
  • Smoke
  • Theft
  • Burst Pipe
  • Personal belongings
  • Vandalism
  • Liability
  • Additional living cost
  • Medical expense

Life Insurance

Most people think of life insurance as a payout upon passing.
However, if ensuring that your loved ones can continue to live serenely in case of a tragic event, living benefits are as important, if not more!
Some products allow you to put your money to work as traditional investments do, while securing your future and offering peace of mind in case of a life event.
As any investment, early planning maximizes your benefits.
  • Critical injury
  • Critical Illness
  • Alzheimer
  • Chronic conditions
  • Terminal illness
  • Kids education fund
  • Investment return
  • Death benefit
  • Monthly retirement supplement
  • Income Replacement

No fees, no commitment.

From our 40+ insurance carriers