Terms & Conditions

Effective Date: 10/25/2026

Welcome to the website of ANT Insurance (“ANT Insurance,” “ANT,” “we,” “us,” or “our”), available at insure-ant.com (the “Website”).

By accessing or using this Website, you agree to these Terms & Conditions (“Terms”). If you do not agree with these Terms, please do not use the Website.

1. About ANT Insurance

ANT Insurance is an independent insurance agency. We work with multiple insurance companies and insurance markets to help individuals, families, and businesses evaluate insurance options based on their particular circumstances and needs.

Our independent status means that we are not tied exclusively to a single insurance company. The availability of insurance products, coverage, pricing, eligibility, and underwriting requirements varies by insurance company, market, location, risk characteristics, and other factors.

2. Website Information Is General and Informational

The content on this Website is provided for general informational and educational purposes only.

Nothing on this Website is intended to constitute legal, tax, accounting, financial, investment, or other professional advice. Information on the Website should not be relied upon as a substitute for advice from an appropriately qualified professional.

Insurance information can be complex and may change over time. Although we make reasonable efforts to provide useful and accurate information, we do not guarantee that all Website content is complete, current, accurate, or applicable to your particular circumstances.

You should contact ANT Insurance directly to discuss your specific insurance needs.

3. No Insurance Quote, Offer, Recommendation, Binder, or Contract

Information presented on this Website does not constitute an offer to sell insurance or a guarantee that insurance coverage is available.

A request for information, submission of an inquiry, completion of a form, application, or request for a quote does not guarantee that ANT Insurance will be able to obtain coverage for you or that any insurance company will offer coverage.

A quote is not a policy, and an application or submission does not constitute proof of coverage.

Coverage becomes effective only when the applicable insurance company has accepted the risk and coverage has been properly bound or otherwise made effective in accordance with the applicable insurance company’s requirements.

Actual insurance policies, applications, binders, declarations, endorsements, and other applicable insurance documents control the terms, conditions, exclusions, limitations, and coverage provided.

4. Insurance Information and Your Decision to Share Information

When you voluntarily submit information through this Website, including through forms, appointment scheduling tools, insurance inquiries, applications, or other communications, you are choosing to provide that information to ANT Insurance so that we may review your insurance needs, respond to your inquiry, communicate with you, and, where appropriate, evaluate insurance options on your behalf.

Depending on the nature of your request, the information you provide may be shared with insurance companies, wholesalers, managing general agents, insurance markets, underwriting facilities, or other parties involved in evaluating, quoting, placing, or servicing insurance, as described in our Privacy Policy.

You are responsible for ensuring that information you provide to us is accurate and complete to the best of your knowledge.

Providing information to ANT Insurance does not obligate you to purchase insurance, and it does not obligate ANT Insurance or any insurance company to provide coverage.

5. Electronic Communications

By communicating with ANT Insurance electronically, including through forms, email, appointment scheduling tools, or other Website features, you acknowledge that electronic communications may be used to respond to your inquiries and provide services.

Depending on the circumstances and applicable law, ANT Insurance may communicate with you by email, telephone, or text message (SMS).

SMS Communications

Where SMS communications are used, messages may include service-related, transactional, appointment-related, or other communications concerning your inquiry or insurance relationship.

Message frequency may vary. Message and data rates may apply depending on your mobile carrier and plan.

You may opt out of SMS communications by replying STOP. You may request assistance by replying HELP.

Opting out of SMS communications does not necessarily prevent ANT Insurance from contacting you through other appropriate methods, including email or telephone, when necessary to respond to an inquiry, service an insurance relationship, or communicate information that is not subject to the SMS opt-out.

Marketing text messages, where applicable, will be sent only in accordance with applicable consent and communications laws.

6. Email Newsletters and Marketing Communications

ANT Insurance may send newsletters, educational information, updates, and other marketing communications by email to individuals who have subscribed, requested such communications, or otherwise provided permission where required by applicable law.

You may unsubscribe from marketing emails at any time using the unsubscribe mechanism provided in the communication.

Unsubscribing from marketing communications does not prevent ANT Insurance from sending necessary service-related, transactional, or other communications concerning an existing insurance relationship or inquiry.

7. Intellectual Property and ANT Insurance Branding

Unless otherwise stated, the Website and its content, including text, graphics, photographs, logos, designs, layouts, visual elements, and other materials, are owned by or licensed to ANT Insurance and are protected by applicable intellectual-property laws.

The ANT Insurance name, logo, branding, and related marks may not be copied, reproduced, modified, distributed, displayed, or used without ANT Insurance’s prior written permission, except as permitted by applicable law.

You may not use ANT Insurance’s name, logo, branding, or other materials in a manner that suggests affiliation, sponsorship, endorsement, partnership, or authorization where none exists.

No license or other right to use any ANT Insurance intellectual property is granted by your access to or use of the Website.

8. Acceptable Use

You agree not to use the Website:

  • For any unlawful or fraudulent purpose;
  • To interfere with or disrupt the Website or its operation;
  • To attempt to gain unauthorized access to the Website, its systems, or related accounts;
  • To introduce malicious code, viruses, or other harmful material;
  • To collect or harvest information from the Website through unauthorized means;
  • To reproduce, republish, sell, or commercially exploit Website content without permission; or
  • In any manner that could damage, disable, overburden, or impair the Website or interfere with another person’s use of it.

9. Third-Party Websites and Services

The Website may contain links to third-party websites, services, or resources for convenience or informational purposes.

ANT Insurance does not control and is not responsible for the content, availability, security, privacy practices, or policies of third-party websites or services.

A link to a third-party website does not necessarily constitute an endorsement, recommendation, sponsorship, or affiliation with that third party.

Your use of third-party websites and services is subject to their respective terms and policies.

10. Website Availability and Accuracy

We strive to maintain the Website and its content, but we do not guarantee that the Website will always be available, uninterrupted, secure, error-free, or free of harmful components.

Website content may contain typographical errors, omissions, inaccuracies, or information that becomes outdated.

ANT Insurance reserves the right to modify, update, suspend, or discontinue any portion of the Website or its content at any time without notice.

11. Disclaimer of Warranties

To the maximum extent permitted by applicable law, the Website and its content are provided on an “as is” and “as available” basis.

ANT Insurance disclaims all warranties, express or implied, regarding the Website or its content, including warranties of accuracy, completeness, availability, merchantability, fitness for a particular purpose, and non-infringement, except to the extent such warranties cannot lawfully be excluded.

Nothing in these Terms is intended to exclude or limit any rights or protections that cannot lawfully be excluded or limited.

12. Limitation of Liability

To the maximum extent permitted by applicable law, ANT Insurance and its owners, employees, agents, representatives, and service providers will not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages arising from or relating to your access to or use of the Website or reliance on Website content.

This limitation does not apply to liability that cannot lawfully be excluded or limited.

13. Indemnification

To the maximum extent permitted by applicable law, you agree to indemnify and hold harmless ANT Insurance and its owners, employees, agents, representatives, and service providers from claims, liabilities, damages, losses, costs, and expenses arising out of your unlawful use of the Website, violation of these Terms, or infringement of another person’s rights.

14. Privacy

Your use of the Website is also subject to our Privacy Policy, which explains how ANT Insurance collects, uses, shares, and protects personal information.

Our Privacy Policy is incorporated into these Terms by reference.

15. Changes to These Terms

ANT Insurance may update these Terms from time to time.

When changes are made, the updated Terms will be posted on this Website with a revised effective date. Your continued use of the Website after changes are posted constitutes acceptance of the updated Terms to the extent permitted by applicable law.

16. Governing Law

These Terms are governed by the laws of the State of North Carolina, without regard to conflict-of-law principles, except to the extent applicable law requires otherwise.

17. Severability

If any provision of these Terms is determined to be invalid, unlawful, or unenforceable, the remaining provisions will continue in full force and effect to the extent permitted by law.

18. No Waiver

ANT Insurance’s failure to enforce any provision of these Terms does not constitute a waiver of its right to enforce that provision or any other provision in the future.

19. Contact Us

If you have questions regarding these Terms & Conditions, please contact:

ANT Insurance
Davidson, North Carolina
Email: contact@insure-ant.com
Website: insure-ant.com